Powering a new era of embedded business banking with MYOB

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Project year: 2024
Segment: embedded, business
Location: Australia
Time to launch: < 6 months
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About MYOB

MYOB has been the go-to business management platform for small and medium enterprises across Australia and New Zealand for more than 35 years. From accounting to payroll, invoicing to compliance, MYOB has earned deep trust through decades of delivering value to hundreds of thousands of businesses.

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The opportunity

MYOB saw beyond traditional accounting, toward a future where business management and banking truly connect with three key focus areas:

  • Seamless financial management

    Small businesses juggle multiple tools and financial relationships every day. MYOB recognised the opportunity to integrate banking directly into its accounting platform making financial management seamless and unified.

  • Solopreneur specialisation

    While most providers chase larger enterprises, MYOB focused on the fast-growing solopreneur segment who need simple, powerful tools built specifically for their world.

  • AI that actually helps

    An intelligent, mobile-first AI-agent that could help business owners manage their money when they need it most.

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The solution

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Integration that makes sense

Constantinople’s API layer enables MYOB to embed banking directly into its platform combining payments, transactions, and accounting into a single, seamless experience. No handoffs. No friction.

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A banking suite that delivers

MYOB Solo offers full transactional banking (accounts, cards, payments) with smart business loans on the way. It’s everything a growing business needs, delivered inside the tools they already trust.

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Partnership that packs a punch

Through Great Southern Bank’s banking licence, MYOB gains access to deep banking capability and regulatory strength. Together, MYOB’s reach and Constantinople’s platform are creating a new category of financial experience for small business.

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The results

Constantinople helps us deliver the kind of innovation small businesses actually feel — smarter, faster, and deeply embedded in how they work.

Paul Robson, CEO, MYOB


The MYOB Solo app is live and thriving. Constantinople powers MYOB to unlock fully compliant banking seamlessly in their ecosystem, creating a category-defining experience for small businesses.